Critical Illness for Canadians
Flexible coverage to meet your needs – up to $100,000
Easy to apply – no medical or blood tests
Trusted advice from a licensed insurance advisor
Coverage for Cancer survivors
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Who Needs Critical Illness Insurance in Canada?
Parents
Canadians without a emergency fund
Employees without critical illness coverage
People without supplemental health insurance
You may need critical illness insurance if you have people in your life who depend on your income. Being seriously ill often means taking time off work or paying for medical expenses that are not covered by provincial health insurance.
Critical illness insurance provides a financial cushion during that difficult time.
Benefits of choosing Critical Illness
Made for Canadians
Whether you're a wise old soul or young at heart, assistance is available for Canadian residents aged 18 to 74 (excluding Quebec) precisely when they need it the most.
Flexible coverage amounts
Potential coverage ranging from $10,000 to $1.5 million awaits, tailored to your age. Utilize the benefit to address various needs, from covering mortgage payments and education costs . Alternatively, consider it a thoughtful financial cushion for your loved ones.
Financial Security
Critical illness insurance provides a lump-sum payment upon diagnosis, offering financial support to cover medical expenses, treatment costs, and other financial obligations
Tax-Free Payouts
The lump-sum benefit is tax-free, ensuring that the full amount goes directly to the policyholder without deductions
Versatile Use
Policyholders have flexibility in using the lump sum, whether for medical bills, mortgage payments, or other personal needs during recovery
Coverage for Various Conditions
Depending on the chosen plan, critical illness insurance can cover a range of conditions, including cancer, heart attack, and stroke
Peace of Mind
Knowing that a financial safety net is in place alleviates stress during recovery, allowing individuals to focus on their health
Support for Non-Medical Expenses
Beyond medical costs, the payout can assist with non-medical expenses like childcare, home modifications, or other unexpected needs
Made for Canadians
We honor the uniqueness of Canadians and are dedicated to offering insurance tailored to your specific needs.
Insurance made simple
Opt for a direct approach to secure coverage with minimal paperwork and medical tests. After all, who needs extra paperwork in their life?
Flexible coverage
Our team of licensed advisors, based in Canada, is ready to assist you in finding the most suitable coverage for your requirements. We're here to provide guidance and support throughout your entire insurance journey.
Trusted experience
Your policy is supported by an insurers with a long-standing history of safeguarding Canadians, providing you with the assurance that you're in capable hands (if we may say so ourselves).
Simple coverage you can trust
Our certified advisors will assist you throughout the entire process, from the beginning to the end.
Ask for a quote
Connect with our licensed advisors for a quick, no-obligation quote in just minutes.
Select coverage
Opt for a benefit amount that aligns with your needs. In case of uncertainty, rely on our licensed advisors for expert guidance.
Get covered
Ease your concerns by acknowledging that you've proactively prepared for the unexpected.
Frequently asked questions
Who is Policy Prime?
Policy Prime provides reliable insurance tailored for Canadians, which includes you. Our mission is to ensure that more Canadians have the insurance coverage they require precisely when it's most essential. In simpler terms, we're dedicated to reducing your worries and allowing you to focus on living life to the fullest. Our insurance policies are underwritten by federally regulated life insurance companies with a distinguished 100-year history of protecting Canadians.
What Insurance products does Policy Prime offer?
Policy Prime offers straightforward non-medical life insurance, critical illness insurance, disability insurance, and final expenses insurance tailored for Canadians. Our application process is simple and our policies are easy to comprehend. With Policy Prime Life Insurance, you can secure a cash payout ranging from $100,000 to $1.5 million, ensuring the financial well-being of your loved ones after your passing. Additionally, our Policy Prime Final Expenses Insurance provides a lump sum payout of up to $50,000 to assist in covering funeral expenses and any other financial burdens you may leave behind.
How does Policy Prime helps Canadians?
Life is brimming with significant goals to prepare for, yet unforeseen challenges can also crop up. Regardless of the circumstances, Policy Prime insurance coverage proves invaluable. Our approach is refreshingly straightforward, with no unnecessary complexity. We provide dependable coverage that ensures you're well-prepared, granting you peace of mind and a good night's sleep.
Why choose Policy Prime?
Whether you're embracing the arrival of a new family member, enhancing your home, dealing with health issues, or coping with the loss of a loved one, life often leads us down unexpected paths. In these moments, you require insurance coverage that offers reassurance. Policy Prime's insurance solutions provide the assurance that your loved ones will receive the necessary financial support in case you're no longer there to provide it. Reach out to one of our licensed agents to discover just how swift and straightforward it is to secure coverage, allowing you to return to the more enjoyable aspects of life.
Who Can I speak to if I have a question about my policy?
Our seasoned team is dedicated to ensuring your insurance experience remains easy and uncomplicated. You can reach us at 416-389-27936, Monday to Friday, from 8 am to 8 pm (ET), or drop us an email at [email protected]. We're here to assist you.
Simple coverage you can trust
Our certified advisors will assist you throughout the entire process, from the beginning to the end.
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